Invite five of your friends

What's included?
Insights into your spending
Insights into your debt
Access to Dash, our AI-powered financial conierge
Create budgets and track spending
Learning courses designed to improve your financial literacy

Why invite?

Inviting friends lets you gain full-access to all the wonderful features listed above and the ones we're currently developing-- for free! It also allows you to use the app without any ads from sponsors. With your help, we can make Ditch the best debt companion on the market and continue to help people achieve financial freedom.

Have questions about pricing? We've got answers.

Is Ditch free?

You can gain free access to Ditch using one of two methods -- you can either choose from our list of sponsors and view ads on the app, or you can invite five friends! If you don't like either of those options, you can opt to pay a subscription fee instead.

Are there any hidden fees?

No! Ditch only charges for two things. One is the monthly subscription fee (if applicable). The second is a convenience fee on  payments made with our Payoffs feature since we have to pay the payment processor.

Can I cancel my subscription at any time?

Yes! In the Ditch app, click the gear icon and select 'Manage Subscription.' Then cancel the subscription from the settings on your device.

Who should I contact if I have trouble with my subscription?

If you're having trouble, reach out to us at and we'll help you get back ontrack.

Keep more money in your pocket

Automatically link all your debt

Get an AI Financial Assistant

Track your spending

Grow your financial literacy

Get insights on your debt

Download and use for free!

Download Ditch and take control of your debt