Hello, we're Ditch

Our mission is to empower individuals and families to achieve financial freedom through personalized financial education and debt management tools.

We believe that by leveraging the power of AI technology, our customers can have the tools necessary to not only pay down their debts efficiently, but to understand and change the behavioral factors that have led to debt creation.

Get to know the passionate individuals driving our vision and making Ditch a reality.

Luis, Founder & CEO

Luis is a 2x founder, computational mathematician and former data scientist at a multi-billion-dollar fintech lender.

Alberto, Product Engineer

Alberto has a masters in analytics with professional experience from NCR and Goldman Sachs.

Jayelon, Software Engineer

Jaye is an extremely talented full stack software engineer. Having lived in Japan gives her a unique approach to writing code.

Alberto, Software Engineer

Alberto has deep experience working with full-stack applications across different industries.

Maria, UI/UX Designer

Maria is a prodigal design thinker with proven experience in building user interfaces and experiences that win.

Ishan, Software Engineer

Ishan is an extremely talented software engineering intern. Ishan is self-motivating and brings immense value to the team.

Whether you are struggling with debt, or just looking to stay out of it, Ditch serves as a debt companion for you.

With a user-centered experience, and powerful features, Ditch is the full spectrum solution for your personal finance needs.


Debt types covered


Institutions covered

Keep more money in your pocket

Automatically link all your debt

Get an AI Financial Assistant

Track your spending

Grow your financial literacy

Get insights on your debt

Download and use for free!

Download Ditch and take control of your debt