Effortlessly pay down debt

We're on a mission to help people achieve lasting financial freedom. Try ditch for free and reclaim your financial health.

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We're not just an app, we're your debt companion.

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Dashboard

Securely link your accounts to generate a comprehensive debt payoff plan. Track your debt created and paid off in real time along with progress on your spending goals.

Insights

Get insights on your transactions. We'll help you identify areas in your discretionary spend categories where you can save money.

Accounts

Make outbound payments to all your accounts, receive intelligent payment suggestions, and prioritize your debt accounts using AI for informed decisions on what to pay off first and why.

Growth

Engage in daily challenges, maintain streaks, complete crash courses, and take updated financial literacy quizzes for continuous financial literacy development.

Dash

Your personalized financial concierge powered by conversational AI, offering analytics into your transactions, liabilities, and answering a wide range of personal finance questions.