Effortlessly pay down debt

We're on a mission to help people achieve lasting financial freedom. Try ditch for free and reclaim your financial health.

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We're not just an app, we're your debt companion.


Get insights on your transactions. We'll help you identify areas in your discretionary spend categories where you can save money.


Make outbound payments to all your accounts, receive intelligent payment suggestions, and prioritize your debt accounts using AI for informed decisions on what to pay off first and why.


Engage in daily challenges, maintain streaks, complete crash courses, and take updated financial literacy quizzes for continuous financial literacy development.


Your personalized financial concierge powered by conversational AI, offering analytics into your transactions, liabilities, and answering a wide range of personal finance questions.

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