Whether you are struggling with debt, or just looking to stay out of it, Ditch serves as a debt companion for you.
With a user-centered experience, and powerful features, Ditch is the full spectrum solution for your personal finance needs.
Ditch's features help you avoid mistakes when it comes to managing and repaying your debt. We give you tools that make the debt management process feel effortless. Our goal is to help you get and stay out of debt.
Debt types covered
How it all works
Step 2. View your dashboard
Step 3. Stick to your plan
And that's just the start
Ditch comes packed with features that helps reduce the amount of money you spend on interest each month, here are a few.
Dashboard for all your debt
Get a simple breakdown of your debt, and complete daily challenges to create better money habits
Insights on your spending
See where your money goes and get personalized tips to spend smarter in a way that works for you
AI financial concierge
Chat with Dash any time about your money. Ask things like "How much did I spend on coffee last week".
Plan and priority for debt
Get a comprehensive debt payoff plan to understand what debt to focus on at every moment
Money basics at your pace
Dive into simple, practical courses to understand your debt and reduce financial anxiety
Payments to all your debts
Make payments to all your liabilities from one convenient and centralized location.
Don't just take our word for it - see what our satisfied users have to say about our app!
"My favorite part is that I know exactly how to tackle paying down my debt, by how much and which debt. I also can see how extra payments would impact me in terms of pay-down timeline and the cost of interest. This app has made me feel more in control of my finances."
"At the end of every month I’m always terrified to look at my credit card statements. This app has totally changed my perspective and i’m now proactive in helping myself get out of debt. I don’t just get the scary number, but I get a plan as to how to achieve my goals. Love it."
We charge because we would rather sell you a product and not make you the product. We never sell your data and you can try Ditch for free and cancel any time.