Cutting small joys isn’t the key to financial freedom. This post explores why focusing only on coffee runs or eating out misses the point, and how extra payments + Dani can make a bigger difference.
Be honest—how many times have you thought, “I’ll never be done with this debt”? It’s easy to feel like you’re standing still when the numbers are big and the road is long.
But progress is rarely about one big move. It’s about every small step adding up. That’s why we made sure Ditch shows you exactly how much you’ve paid off, every time. Because momentum matters.
Psychologists call it the “progress principle”: we stay motivated when we see visible signs of improvement. It’s not the giant milestone at the finish line that keeps you going—it’s the little check marks along the way.
Your debt-free era isn’t a far-off fantasy. It’s loading—day by day, payment by payment, round-up by round-up. And we’re here to make sure you see it, feel it, and keep going.
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