Empower your team to pay off debt faster and build financial resilience — all through one seamless, mobile-first experience.
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Ditch helps your employees save thousands in interest and gain control over their finances — with automated loan payments with round-ups, AI-powered insights, and budgeting tools. All with no extra lift for your HR team.
Turn financial support into real results with employer loan contributions. Choose a fixed amount or a match, and let employees enroll and track their progress in the Ditch app. No payroll integration required — just measurable gains in employee well-being, engagement, and retention.
With Secure 2.0, student loan payments can now count toward 401(k) matches — no salary deferrals required. Ditch tracks and verifies payments, then reports them to your plan administrator, making it seamless to support employees’ financial futures while eliminating operational lift.
Everything you need to bring Ditch to your clients — in one place.
Our broker kit is a ready-to-use resource designed to make it easy for benefits brokers and consultants to introduce Ditch as a financial wellness solution to their clients.
Whether you're supporting open enrollment or helping clients differentiate their benefits strategy, let this help you deliver value without adding extra work to your plate.
"Ditch has been a great tool for the team, helping them chip away at debt with repayments each month. As an employer, Ditch is a great financial wellness benefit that uniquely addresses debt."
"Ditch is a great addition for my team because it delivers unique value beyond the standard financial wellness- helping them tackle their student and other loans. Debt is a big issue these days, and offering a benefit that addresses it helps me stand out as a hirer.”
"When I first heard about Ditch, I knew it was a no-brainer for my team. Debt is a real struggle for my employees, and it affects their day-to-day. I’d been looking for something to help them address it- Ditch is that solution. It’s making a real impact by giving them an easy way to manage and pay off debt."
Financial stress, especially from debt, is a productivity killer and impacts morale. We weren't just looking for another box to tick in our benefits package; we wanted something with tangible impact. Ditch is exactly that. It gives our team a practical, easy way to tackle their debt head-on, month after month. Seeing the relief it provides and knowing we're offering a benefit that truly helps ease a major life stressor? That's a huge win for our team.
Eli Curtin
July 14, 2025
The Ditch Team
July 14, 2025
Book a demo with our sales team to learn how you can empower the financial well-being of your workforce.
