Conquer your debt with flexible, automated extra payments that fit your lifestyle
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Turn your spare change into a fresh start with set-and-forget Payoffs, so you can let Ditch do the work in the background, and you can get back to living.
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Build your Money Management IQ with simple budgeting and insights into your spending and debt profile
"Simple yet effective! - I just started using ditch to pay off my remaining consumer debt and am so impressed with the UI! I’m 28, live in Wisconsin, and am an engineer and am working on a goal of becoming debt free before 30. I was pleasantly surprised at how easy it was to set up payoffs and pick which multiplier I wanted to use. It’s so cool how Ditch looks at your prior spending to estimate what extra payment you’ll be making based on which multiplier you select! I also appreciate how Ditch compares my debt amount to the national average. It helps gauge where I’m at vs. where I’m supposed to be. I’ve really enjoyed Ditch so far and am excited to continue to use it in 2025."
"The best debt sidekick! - Ditch helps you understand your total debt position, shows you the best way to pay it off, and makes it super easy to pay off debt faster with set-and-forget roundups for extra payments to your debt. The amount I’ve saved on my high-interest debt far outweighs what Ditch charges, and I love that I don’t have to think or worry about it because Ditch automatically makes payments and checks to make sure my account has sufficient funds. No-brainer for anyone struggling with debt who wants a shortcut to debt freedom!"
"I have been on the search for a functioning finance/budgeting app that can help me get ahold of my debt, weekly spending, and help me stay on top of all the credit cards I own. This app is a total game changer! Thank you for providing me with an app I ABSOLUTELY NEEDED!"
"Just the app you need to focus on paying down your debt. I've tried a few and this is the one I've stuck with. I think it'll finally get me to hit my financial goals for this year!"
"My favorite part is that I know exactly how to tackle paying down my debt, by how much and which debt. I also can see how extra payments would impact me in terms of pay-down timeline and the cost of interest. This app has made me feel more in control of my finances."
Try it today to see how you can turn spare change into a fresh start.
